Car insurance discussions and local services.
astronomy_becky
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RE: Do you really need extra insurance for a rental in Montana?
I get where you're coming from, but I actually think the extra insurance is worth it - especially in Montana. Last winter, I rented an SUV for a ski trip. A truck in front of me kicked up a rock and chipped the windshiel...
RE: Finding decent car insurance deals on the islands - my step-by-step
Couldn’t agree more - especially with high-end cars where the tech baked into the windshield is ridiculous. I learned the hard way after a minor chip in my S-Class turned into a full replacement, recalibration and all......
RE: Mileage-based car insurance: who’s using it and which company do you like?
That base rate thing caught me off guard, too. With my car, the “discount” basically vanished once they factored in the value. Honestly, for higher-end vehicles, the math rarely works out unless you’re barely driving at ...
RE: Finding decent car insurance in Delaware without losing your mind
Honestly, I’ve run the numbers on bundling more times than I care to admit, and it’s rarely as straightforward as they make it sound. With higher-end cars, insurers love to tack on “special” surcharges, so that 15% disco...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling with USAA felt like a no-brainer at first, but I’ve had the same experience - no real “premium” treatment when it comes to claims. I’ve got a couple of high-value vehicles, and honestly, the process is just as t...
RE: Medicare Advantage vs. Medigap: which one actually works better?
Travel is actually one of the biggest reasons I went with Medigap. I do a lot of cross-country road trips (I love my car almost as much as my health insurance...), and honestly, the idea of being tied to a specific netwo...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I hear you on the loyalty thing - it’s pretty frustrating. I’ve had a similar run, thinking my long history and spotless record would count for something, but nope, just higher premiums every year. Those trackers are a m...
RE: is accident forgiveness really worth it in Ohio?
I get where you’re coming from, but honestly, with the price of repairs on higher-end cars, I’d rather pay for accident forgiveness than risk a premium spike. One fender bender and my rates shot up for years... wasn’t pr...