Mileage tracking discounts are legit, but I've seen insurers get picky about verifying actual mileage. Anyone here had trouble proving low mileage to their insurance company? Curious how strict they really get...
I had a mileage discount for a while, and honestly, proving it wasn't too bad. My insurer asked for odometer pics twice a year—just snapped a quick photo and uploaded it through their app. Only hiccup was once when I forgot and sent it late... they got a bit picky about the timing but still honored the discount. Guess it depends on the company, but overall, wasn't a huge hassle for me.
I've thought about mileage discounts before, but honestly, I'm still a bit skeptical about the whole photo upload thing. Like, what if the app glitches or they claim the pic isn't clear enough? Knowing my luck, I'd probably end up retaking the photo ten times just to make sure it's perfect, lol. But your experience does make it sound manageable... maybe I'll give it a shot next renewal and see how it goes. Worst case scenario, I get some extra practice using my phone camera.
I totally get your hesitation about the photo uploads. When I first tried it, I was convinced I'd mess it up somehow. But honestly, once you do it once or twice, it's pretty straightforward. My tip: just make sure you're parked somewhere with decent lighting (daytime is best), and hold your phone steady. Took me maybe two tries max before I got the hang of it, and now it's second nature. Plus, the savings really add up over time, so it's worth the minor hassle.
I was skeptical too at first—thought it'd be a hassle or I'd mess up and have to redo the whole thing. But honestly, after a few shaky attempts (literally shaky hands lol), it became routine. And you're right, the savings really do stack up noticeably after a while.
