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Group and Employer Affiliation Discounts
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The “market adjustment” excuse gets tossed around a lot, but it feels pretty vague.
Yeah, I hear that all the time too, and honestly, it bugs me. I get why folks want to double-check everything, but sometimes I wonder if it even matters—like, I’ve pushed back before and still got the same “risk profile” talk. I’m super careful now, but it feels like they can always find a reason to bump up the price no matter what you do. Maybe I'm just jaded from too many tickets in my early 20s...
Yeah, “market adjustment” is basically a catch-all. Here’s the blunt truth: rates go up for a bunch of reasons—claims in your area, inflation, company profits, you name it. Even if your record’s clean now, those old tickets can still haunt you for a while. It’s frustrating, but that’s how they crunch the numbers.
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