I'm renting a car in Georgia next month and kinda stuck deciding between relying on my credit card's built-in insurance or just paying extra for the rental company's coverage. I've heard mixed things about credit card coverage being tricky if something actually happens, but rental company insurance seems overpriced sometimes, you know? Curious what others usually go with and if you've had good or bad experiences either way.
"I've heard mixed things about credit card coverage being tricky if something actually happens"
Honestly, as someone who's had a couple of unfortunate run-ins with rental cars (yeah, my driving record isn't exactly spotless...), I'd advise caution with relying solely on credit card coverage. While it can save money upfront, the claims process can be tedious and drawn-out if something does happen. Have you checked your card's fine print closely—especially regarding exclusions or limits on coverage? Might be worth double-checking before deciding either way.
