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Sometimes it feels like insurance is just a big game of musical chairs... except the music is your wallet crying.
That’s honestly the best way I’ve heard it described. I’ve had my own share of rate hikes, but in my case, I did have a couple tickets a few years back. Even after those dropped off, my premium barely budged. Makes me wonder—do they ever really lower rates once you’re labeled “high risk,” or is it just wishful thinking? Anyone actually see their rates go down after a clean streak?
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