Car insurance discussions and local services.
zeldar54
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RE: insurance rates in Kansas seem kinda random lately
The credit-score part isn’t quite the same as using your general score as a direct measure of how safely you drive. Kansas allows insurers to use an insurance-based credit score, which is a separate rating factor; it can...
RE: Finally found a decent insurance deal as a newbie driver
I totally relate to the paperwork headache - renewal time always gets my heart rate up. I’m still paranoid about missing some hidden clause. On the black box thing, I was actually nervous at first because my driving reco...
RE: Finally found a decent insurance deal as a newbie driver
That’s been on my mind too. I had a black box last year and honestly, it felt like every time I dodged a pothole or braked for some random thing, my score took a hit. I called the insurer once after a “hard braking” aler...
RE: Getting caught without car insurance in Iowa is no joke
Man, I’ve been there - except my “expired card” moment happened during a random checkpoint at 2am. I was already sweating bullets and then realized the card in my glove box was from, like, three addresses ago. The cop ju...
RE: Why did my GEICO premium jump so much this year?
That’s honestly the best way I’ve heard it described. I’ve had my own share of rate hikes, but in my case, I did have a couple tickets a few years back. Even after those dropped off, my premium barely budged. Makes me wo...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
I’ve been burned before - rear-ended a rental in a parking lot, and my own insurance (GEICO) covered it, but my rates jumped for two years. Ever since, I just pay for the rental company’s coverage. It stings at checkout,...