Yeah, mileage trackers can be tricky... they're great if you're a super careful driver with a clean slate, but honestly, one or two small incidents and suddenly you're flagged as risky. I've seen cases where folks thought they'd save big, only to end up paying more after a minor fender-bender. Makes me wonder if anyone's had luck negotiating better deals by bundling home or renters insurance with their auto policy? Seems like insurers might be more flexible if you're bringing more business their way.
"Makes me wonder if anyone's had luck negotiating better deals by bundling home or renters insurance with their auto policy?"
Bundling definitely helped in my case. I recently combined renters and auto coverage, and the discount was noticeable—even as a student driver with limited experience. Worth checking out for sure...
Bundling saved me a bit too, but honestly it wasn't a dramatic difference in my case—maybe because my classic car policy is separate (specialized coverage, limited mileage, etc.). I do wonder though, has anyone here tried negotiating discounts specifically for classic or collector vehicles in Delaware? I've heard some insurers are flexible if you show proof of secure storage or club memberships, but haven't tested that myself yet...
"I've heard some insurers are flexible if you show proof of secure storage or club memberships, but haven't tested that myself yet..."
Yeah, that's spot-on. My insurer knocked a bit off when I showed them my garage setup and mentioned my car club membership. Not huge savings, but hey, every little bit counts...especially with classics.
Yeah, insurers can be a bit picky about that stuff...but secure storage definitely helps. I've seen some companies even give discounts if you install GPS trackers or immobilizers. Might be worth asking your agent about those too.
