Yeah, I totally relate about that tracker anxiety. At one point, I caught myself slowing down at yellow lights wayyy too early just to avoid braking too hard later...probably annoyed a few drivers behind me, haha. Curious if anyone here's tried defensive driving classes instead of trackers? Heard they can shave off a decent chunk from premiums here in Delaware without the constant monitoring stress.
Totally get what you're saying about tracker anxiety—I see it all the time at work, honestly. Defensive driving courses are a solid alternative. Here in Delaware, they usually knock off around 10% from your premium, sometimes even more depending on your insurer. Plus, they're pretty chill and you actually pick up some useful habits. I've noticed folks who take these classes tend to file fewer claims overall, probably because they're just more aware of risky situations on the road...which is always a plus.
Defensive driving courses are decent, but honestly, the savings can vary a lot depending on your insurer and driving record. I took one last year hoping for a solid discount—got around 8%, not bad but nothing huge. Still, picked up some handy tips that probably saved me from another fender-bender or two (trust me, my car thanks me). Worth it overall, just don't expect miracles if you're already flagged as high-risk like yours truly...
"Still, picked up some handy tips that probably saved me from another fender-bender or two (trust me, my car thanks me)."
Haha, I feel you on that one. Took a defensive driving course myself a couple years back—mostly skeptical going in, figured it was just another box to tick for insurance. Ended up learning a thing or two about blind spots and braking distances that genuinely surprised me. Didn't see much of a discount either (maybe 5%?), but hey, if it keeps my '68 Mustang dent-free a little longer, I'll take it...
"Ended up learning a thing or two about blind spots and braking distances that genuinely surprised me."
Yeah, same here. Honestly, I thought defensive driving was just common sense stuff until I took the class myself. The braking distance examples really opened my eyes—didn't realize how much difference even a few mph can make. Didn't score any major insurance savings either, but avoiding another scrape on my Civic is definitely worth the afternoon spent in class.
