Bundling's great, but don't overlook mileage-based discounts either. I drive a luxury car but keep my miles pretty low... saved me way more than expected. Worth checking if your insurer offers it in Delaware.
"I drive a luxury car but keep my miles pretty low... saved me way more than expected."
Interesting point about mileage-based discounts. I've always been skeptical about those, assuming they're mostly marketing gimmicks. But now you've got me curious—maybe I've overlooked something worthwhile. My classic Mustang doesn't see much road time either, mostly weekend cruises and car shows. Wonder if insurers in Delaware offer similar perks for vintage rides? Might be worth a call to my agent tomorrow... thanks for the heads-up.
Mileage-based discounts can definitely be legit, especially if you're not driving much. I've seen plenty of folks surprised by how much they save—it's not just marketing fluff. Classic cars often have their own sweet deals too, since insurers know you're probably babying that Mustang more than your daily driver (and probably washing it more than driving it, right? 😂). Seriously though, Delaware has a pretty decent number of insurers who specialize in vintage and collector vehicles. Usually, they factor in limited usage and careful storage into the pricing.
Just make sure you ask about agreed-value coverage while you're at it. No one wants to argue over the value of their pride and joy after something happens... trust me on this one. Anyway, definitely worth checking out—could end up saving you some cash for those weekend cruises or maybe even another car show entry fee.
Mileage-based discounts definitely make sense, especially if you're like me and mostly use your ride for weekend getaways or road trips. I remember when I switched to a mileage-based plan a couple years back—I was skeptical at first, but it actually shaved off a decent chunk of my premium. Enough to cover gas for a spontaneous beach trip or two, anyway.
Speaking of classic cars, my neighbor has an old Corvette he babies like crazy. He mentioned something about Delaware insurers offering seasonal coverage options—basically, reduced rates during winter months when the car's tucked away in the garage. Not sure how common that is, but sounds pretty practical if you're not planning to brave icy roads in your vintage beauty.
Has anyone tried seasonal coverage or something similar? Curious if it's worth the hassle or if it's just better to stick with standard limited-use policies...
"basically, reduced rates during winter months when the car's tucked away in the garage."
I looked into seasonal coverage last year for my '68 Mustang, but honestly, the savings weren't that different compared to my existing limited-use policy. Might be worth checking, though—could just be my insurer being stingy... wouldn't be the first time.
