williamknitter
williamknitter
@williamknitter
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Ha, yeah, my ‘72 Chevy’s glove box has seen more expired Taco Bell sauce packets than actual paperwork. I hear you about the clutter vs. chaos though....

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RE: What happens if your rideshare app is between trips and you get into an accident?

WHAT HAPPENS IF YOUR RIDESHARE APP IS BETWEEN TRIPS AND YOU GET INTO AN ACCIDENT? Man, I’ve been down this rabbit hole too. Insurance folks love thei...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Ain’t that the truth. I had a buddy who tried dodging the repo guys—kept moving his old Cutlass around the block for weeks. Eventually, they caught up...

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RE: Getting caught without car insurance in Iowa is no joke

I hear you on the clutter—my glovebox is already a graveyard for old receipts and random screws from past projects. But I’ve had my phone freeze up ri...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

I get where you’re coming from about the paper backup, but honestly, I’ve been burned more by losing the darn paper than my phone dying. Once, I was a...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Man, I totally get where you're coming from. Years ago, I tried to add a ’72 Chevelle to my policy and got blindsided by an old speeding ticket—nothin...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Haha, yeah, I’ve had my fair share of “ant-naming” moments on the side of the road too. As for insurance roadside counting as a claim, I’ve heard both...

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RE: Getting that student discount on car insurance… not as easy as I thought

Man, I feel this. I remember trying to get that discount back in college and it was like a scavenger hunt for the “right” paperwork. At one point, the...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

That’s true, but man, sometimes I wish the system had a little more heart. I remember when my ‘86 Buick got rear-ended at a stoplight—totally not my f...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, I get what you mean. —that nails it. Back when my ‘94 Bronco blew its radiator, I was cursing my high deductible, but at least the fund was stil...

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RE: USAA vs State Farm: which claims process is less of a headache?

I hear you on the patience thing. Last year, my ‘72 Chevelle got rear-ended and I had to go through State Farm. The adjuster kept calling it a “Malibu...

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RE: Which is better for SR-22 in ND: local agents or online companies?

I get the appeal of local agents, especially if you’ve had a scare with paperwork. But honestly, I’ve saved a chunk going online—had to do some double...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I hear you on the peace of mind thing, but honestly, I've always leaned toward a higher deductible myself. Maybe it's because I mostly drive older cla...

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RE: is accident forgiveness really worth it in Ohio?

I debated this myself a while back when I got my '72 Mustang insured. Accident forgiveness sounded tempting, but honestly, after crunching some number...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I looked into seasonal coverage last year for my '68 Mustang, but honestly, the savings weren't that different compared to my existing limited-use pol...

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