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letting friends borrow your car—covered or risky?

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politics719
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I've been thinking lately about letting friends borrow my car, and I'm a little torn. I know my insurance has some kind of permissive use thingy, but honestly, it's kinda confusing. Like, if my buddy borrows the car and gets into an accident, will my coverage kick in fully, or am I setting myself up for trouble? Curious how you guys handle this—do you feel comfortable lending your car out casually, or is it too much of a gamble?

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