Yeah, reading this makes me glad I spent an afternoon combing through my policy when I first bought insurance. I remember seeing something similar—my insurer had this weird clause about excluding coverage if the borrower lived in the same household but wasn't explicitly listed. Seemed oddly specific at the time, but now it makes sense. Definitely worth double-checking these things before handing over the keys...
"Definitely worth double-checking these things before handing over the keys..."
True, but realistically, how many of us actually do that every single time? Policies are dense, and insurers often bury critical details. Maybe insurers should simplify their wording instead of expecting us to decode legalese...
"Policies are dense, and insurers often bury critical details."
Yeah, totally get this frustration. Last year I lent my car to my cousin for a weekend trip, thought I was covered since he's family and all... turns out my policy had some weird clause about occasional drivers needing prior approval. Who even knew that was a thing? Maybe insurers could highlight these exceptions upfront instead of hiding them deep in the fine print. Wouldn't that save everyone a headache?
