"friends can borrow sugar, not horsepower."
Haha, that's a good one... but honestly, as someone just diving into the whole insurance thing, stories like these make me wonder if lending out your car is ever really worth it. I mean, even if insurance covers it, doesn't your premium usually go up afterward? Or is that just a myth? I'm genuinely curious because I've heard mixed things and would rather not learn the hard way.
Honestly, I've lent my car out a few times and never had an issue... yet. But yeah, premiums can definitely jump if something happens. Guess it's all about knowing which friends drive like grandma and which ones think they're in Fast & Furious, lol.
"Guess it's all about knowing which friends drive like grandma and which ones think they're in Fast & Furious, lol."
Haha, that's a good way to put it. I've lent my car a couple of times too, and thankfully, nothing serious happened. But I did have one friend return it with an almost-empty gas tank... lesson learned there. Anyway, I'm curious—does anyone here set specific ground rules or conditions before lending out their car, or is it mostly just based on trust and knowing your friends' driving habits?
Anyway, I'm curious—does anyone here set specific ground rules or conditions before lending out their car, or is it mostly just based on trust and knowing your friends' driving habits?
Haha, yeah, totally relate to the empty gas tank thing! I haven't lent my car out much yet (still new to this whole insurance thing), but when I did, I was like, "Just don't crash it, please?" Probably should've been clearer about fuel and stuff... Do most people actually set detailed rules beforehand, or is it more of a casual trust thing? Seems awkward to hand over a checklist of do's and don'ts, lol.
Haha, I feel you on the awkwardness of handing over a checklist... I'd probably just joke about it like, "Hey, bring it back in one piece and maybe with some gas left?" But honestly, after reading some of these stories, I'm starting to think being a bit clearer upfront isn't such a bad idea. Insurance stuff can get messy real quick, especially when you're new to it—trust me, learned that the hard way recently, lol.
