That’s a solid point about digital copies. I’ve seen people try to argue with insurance using just “word of mouth” or faded receipts, and it never goes well. I’d add—photos of the upgrades in progress help too, especially if you’re doing some of the work yourself. Even just a few shots on your phone can make a difference if you ever need to prove it wasn’t just a DIY hack job.
Even just a few shots on your phone can make a difference if you ever need to prove it wasn’t just a DIY hack job.
That’s actually something I never thought about until now. I’ve got a folder of random pics from when I swapped out my seats, but they’re mostly just for bragging rights with friends. Didn’t realize they could help with insurance too... Guess I should start being more intentional about it?
Honestly, I used to think snapping pics was just for showing off the new chrome or custom work, too. But after my buddy’s Chevelle got rear-ended and the insurance tried to claim his interior wasn’t original, I started taking more detailed shots. Never thought I’d need ‘em, but you never know. Doesn’t hurt to have proof you did things right—plus, it’s a good excuse to document the progress (and the screw-ups).
I used to think the same—just snap a few pics for the ‘gram and call it good. Then my uncle’s ‘72 Nova got sideswiped and the adjuster tried to say his dash wasn’t original. He had to dig through old phone backups to find a shot from before the accident. Ever since, I take photos of everything, even the boring stuff like under the seats or inside the trunk. It’s a pain, but it saved me once when someone tried to claim my steering wheel was swapped out. Insurance folks can be picky, man.
Insurance folks can be picky, man.
No kidding. I learned the hard way with my dad’s old Cutlass—had a claim denied because I couldn’t prove the wheels were period-correct. Now I keep a folder with dated pics and receipts for every little thing. It’s tedious, but honestly, it’s the only way to avoid headaches later. Also, don’t forget to document any aftermarket upgrades or repairs. Adjusters love to nitpick that stuff.
