That “late-night driving” penalty is exactly why I can’t get behind telematics. Couldn’t agree more. My classic Mustang only comes out on weekends, b...
Letting Teens Borrow Your Car: Add Them To Insurance Or Just Trust The Policy? You nailed it with “wallet punch,” because that’s exactly what it feel...
I hear you on the “stuff happens in clusters” thing. I’ve had years where my ‘72 Chevelle needed a new carb, then the daily driver’s alternator died a...
I get the appeal of saving a few bucks if you barely drive, but I can’t help but feel uneasy about all this data collection. I mean, my ‘72 Chevelle i...
Yeah, I hear you on the “fast claims” thing—it’s mostly marketing fluff, at least in my experience. I keep a couple classic cars insured through a spe...
I hear you on the paper copies—mine are right there next to a tire gauge and some ancient mints that probably predate my last carb rebuild. I get the ...
Honestly, I get the fear about a record sticking with you, but trust isn’t exactly easy to patch up either. I’ve seen folks in my car club lose both—s...
I’ve pushed back a couple times, especially with my ‘72 Chevelle—those adjusters always lowball classic parts. Never noticed a rate hike or any weird ...
Had a claim with State Farm after a fender bender with my ’72 Mustang, and honestly, their process felt like a DMV line—organized but slow. They did l...
Insurance in Houston is a whole different beast, I’ll give you that. I’ve got a ’72 Chevelle that I baby—never take it out in the rain, always park at...
I hear you on the tech skepticism. I’ve had an app freeze right as I was trying to snap a photo of a fender bender—ended up just jotting everything do...
Rental reimbursement always felt like a “nice to have” to me, but I’ll admit, I got burned once. My ‘68 Mustang got rear-ended and the shop took forev...
Yeah, I’ve had the same gripe with those apps. They ding you for stuff that’s just part of driving up here—like, what are you supposed to do, not brak...
Honestly, I used to think snapping pics was just for showing off the new chrome or custom work, too. But after my buddy’s Chevelle got rear-ended and ...
Yeah, I’ve had a similar thing happen—got pulled over near Rapid City and the trooper wanted to see both my paper and a digital copy. My old GTO’s glo...