That log in the glovebox? Not overkill at all. I do the same thing—just jot down dates and mileage when I take the car out, especially since I’ve heard stories about insurers getting picky if there’s ever a claim. It’s just peace of mind.
I almost missed a clause about “pleasure use only”—which apparently doesn’t include errands? Not sure how they’d know, but still...
That one always gets me. I mean, who hasn’t grabbed milk on the way home from a cruise? Feels a bit nitpicky, but I guess it’s their way of drawing the line. I try to stick to the letter just in case.
I hear you on the mileage cap anxiety. City driving racks it up quick, and those short trips add up faster than people think. Planning ahead is smart, even if it feels a little strict sometimes. Better than getting hit with a penalty or worse, losing coverage if something happens.
Unlimited mileage would be nice, but yeah... not worth blowing my budget for now. You’re not alone in playing it safe—better cautious than sorry later.
I almost missed a clause about “pleasure use only”—which apparently doesn’t include errands? Not sure how they’d know, but still...
Yeah, that “pleasure use” thing is a pain. I’ve had the same worry—like, what if I stop for gas or pick up a coffee? Feels like they’re just waiting to catch you out. Still, you’re right to keep records. It’s a hassle, but it’s way better than fighting with insurance later. You’re handling it the smart way.
- Totally get where you’re coming from—those rules can be so vague.
- Honestly, I’ve stopped for groceries in my classic a few times... haven’t had an issue, but I do try to keep it rare.
- You’re right, though—keeping records is a pain, but it’s saved me before when I had to explain a random trip.
- Feels like a lot of hoops for just enjoying your own car, but you’re definitely covering your bases.
Feels like a lot of hoops for just enjoying your own car, but you’re definitely covering your bases.
Yeah, it’s wild how much paperwork and “just in case” stuff you have to do for a car you barely drive. I get the point of the rules, but sometimes it feels like they’re designed by people who’ve never actually owned a classic. I mean, if I want to grab a coffee or swing by the hardware store on the way home from a show, is that really a crime? Apparently, it’s a gray area.
I keep a notebook in the glovebox—nothing fancy, just jot down dates and destinations. It’s saved me once when my insurer asked about mileage. Not fun, but better than arguing with them after the fact.
Honestly, I wish they’d just let us use common sense. If you’re not daily driving it, what’s the harm? But yeah, until then, guess we’re all amateur accountants for our own cars...
I get where you’re coming from—sometimes it feels like the rules are written for people who think classics just sit under a tarp. I’ve had to explain to folks that “pleasure use” doesn’t mean you can’t grab groceries if you’re already out. One time, I had a claim where the mileage log was the only thing that kept the payout from getting messy. It’s annoying, but I guess the companies just want something concrete if things go sideways. Still, I wonder if anyone’s ever actually gotten in trouble for a coffee run... seems a bit much.
