I hear you on the savings, but I keep circling back to how much I’d actually use the car. If it’s just for the odd weekend cruise or a show here and there, maybe the cap isn’t a big deal. But with my daily commute, I’d blow through that mileage in no time. Has anyone here ever tried splitting their driving between a classic and a regular car to make it work? Wondering if that’s even practical or just more hassle than it’s worth...
Splitting your driving between a classic and a daily driver is kind of the only way to make those mileage caps work, unless you’re blessed with a teleporter or an unlimited gas budget. I’ve done it for years—my daily is a newer sedan, but weekends are reserved for my old SL. It’s not as glamorous as it sounds. I’ve had mornings where I’m halfway out the door, coffee in hand, keys in the wrong pocket, and realize I’m about to put 40 miles on the classic just to sit in traffic behind a dump truck. Tempting, but not ideal for the paintwork or my nerves.
Practically speaking, it’s doable if you’re organized and don’t mind a bit of planning. You’ll probably need to track your mileage a little closer than you’d like. I keep a sticky note on my dash so I don’t forget and accidentally blow past the insurance cap. Not exactly high-tech, but it works better than my memory.
The hassle factor depends on how much you love your classic. If it’s just a fun toy, then limiting it to weekends or shows is fine. If you get twitchy at the thought of leaving it parked for days at a time, the cap might start to feel like a straightjacket. Personally, I enjoy having both options—even if it means occasionally explaining to friends why I can’t take the convertible to the grocery store in January (I learned that lesson the hard way; frozen leather is not luxurious).
If your commute is long, I’d say let the regular car take the brunt of it. Save the classic for days when you actually want to enjoy the drive, not just survive it. Otherwise, you’ll end up resenting those mileage limits pretty quickly... and probably your insurance agent too.
I’m still learning to drive, but my dad’s got an old Camaro he barely takes out because of the mileage cap. He keeps saying it’s “for special occasions,” but honestly, it just sits in the garage most of the time. I get why the insurance is cheaper, but it feels kind of weird to own a car you’re almost afraid to use. I’d probably end up driving it more than I should... hard to resist when it sounds that good.
I totally get where you’re coming from. My uncle had a ‘72 Chevelle with a similar insurance deal, and it was always this big debate—drive it and risk hitting the cap, or just let it collect dust. He’d take it out maybe twice a year, which felt like a waste. The lower premiums are nice, but honestly, if you’re too worried to enjoy the car, is it really worth it? I guess for some folks, just owning it is enough... but I’d have a hard time resisting those weekend drives too.
I hear you, but honestly, those mileage caps are the only way I can even afford to keep my old Mustang on the road. Yeah, it’s a pain not being able to just cruise whenever, but the savings are real. I’d rather have it insured and drive less than not at all. Maybe it’s just a trade-off you gotta accept if you’re on a budget.
