nickcamper
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RE: Do you really need extra insurance for a rental in Montana?
I’ll admit, I used to roll my eyes at the “additional coverage” pitch every time I rented. Thought it was just a way for them to squeeze a few more bucks out of me. But after what happened with my last rental - let’s jus...
RE: Classic car insurance and the annual mileage cap - worth it?
Splitting your driving between a classic and a daily driver is kind of the only way to make those mileage caps work, unless you’re blessed with a teleporter or an unlimited gas budget. I’ve done it for years - my daily i...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Couldn’t agree more. I let a friend borrow my car once - just once! - and he managed to parallel park it into a snowbank. The claim was covered, but my premium went up faster than my blood pressure when I saw the bill. W...
RE: anyone else feel like AAA insurance isn't what it used to be?
Title: Anyone else feel like AAA insurance isn't what it used to be? That line really hits home. I’ve had a few recent calls where I felt like I was talking to a robot with a headset - polite, but about as warm as my ...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
Tell me about it. I once lost my “elite” discount because my car’s parking sensor got replaced with an aftermarket part - apparently, that was enough to void the whole thing. You’d think they’d reward creativity... but n...
RE: Confused about Illinois car insurance rules - anyone else?
Yeah, insurance can surprise you sometimes. I remember calling mine expecting a premium hike after upgrading to a luxury car, but weirdly enough, it barely budged... guess they figured I'd drive extra carefully now, haha...
RE: how bad would insurance spike after a DUI in Idaho?
From my experience, specialty insurers can sometimes surprise you. A friend of mine - who, let's just say, learned the hard way that cocktails and Corvettes don't mix - managed to snag decent classic car coverage about f...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
Fair point about the refresher being useful - I get it - but honestly, from my experience, the savings were barely noticeable. Took one of those courses a couple years back thinking I'd score a decent discount (luxury ca...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
That's a fair point. I drive a luxury sedan (which, trust me, insurers see as a rolling dollar sign), and while I appreciate the personalized service from my local agent, their app feels like it was designed when flip ph...
RE: Finally figured out how car insurance works in no-fault states
Couldn't have said it better myself - though sometimes it feels more like a tango with two left feet. Had a similar experience when a rogue pebble decided my windshield was its next victim. Thought it'd be straightforwar...
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