- That sounds rough, getting denied like that.
- I totally get the hassle of tracking mileage—sometimes I forget to jot it down after a weekend trip and then have to guess later.
- You’re right though, the stress of a denied claim is way worse than just calling to up the limit.
- I’ve always wondered if they actually check odometers that closely, but your story makes me think twice about pushing it.
- Thanks for sharing—definitely makes me want to play it safe, even if it means a few more bucks a year.
I’ve always wondered about the odometer checks too. I asked my agent once and she said some companies do random audits, especially if there’s a claim or you want to renew. I’m pretty detail-oriented, but even I’ve missed a few drives here and there—especially when it’s just a quick run to the store. Honestly, after hearing stories like yours, I’d rather pay a bit more than risk getting denied over something as simple as mileage. It’s annoying, but not worth the headache if something actually happens.
I get what you mean about the random audits. I’ve heard stories where someone got dinged for being a couple hundred miles over, even though it was just a few extra errands here and there. Makes me wonder how strict they really are—like, do they actually compare every single reading or just look for big jumps? I’m not the best at remembering to jot down my mileage after every drive, especially if I’m just grabbing coffee or something.
I guess my thing is, if you’re only driving your classic on weekends or to shows, it’s probably easy to stay under the cap. But what if you get tempted to take it out more often? I’d hate to have to stress about every mile. Has anyone ever tried negotiating a higher cap, or is that just not a thing with these policies? Sometimes I feel like the “peace of mind” isn’t worth the hassle, but then again, regular insurance is way pricier... kind of a toss-up.
