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"Wonder if digital wallets would've sped things up or just added another layer of hassle..."
Had something similar happen recently—someone tried booking flights using my card details. Luckily, my digital wallet flagged it immediately and froze the transaction. Bank sorted it within a couple days, way quicker than when I dealt with traditional card fraud before. So yeah, digital wallets can help catch stuff faster, but they're not foolproof either...still gotta stay vigilant.
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