WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?

makes you wonder what exactly they’re processing every month... my patience?

Right? I always picture some guy hitting a big red “PROCESS” button once a month just to justify that extra fee. I get that companies want their money upfront, but it does feel like a bit of a slap for not having the cash on hand. Honestly, with everything being automated now, it’s hard to believe monthly is actually more work for them. Maybe it’s just their way of nudging us into coughing up the full amount. Either way, those “admin fees” definitely add up over time... probably enough for a fancy espresso machine in their break room.