"I had a low-speed bump once—didn't think much of it till my neck started killing me two days later."
Yeah, those delayed symptoms can really catch you off guard. Even minor bumps can cause whiplash or soft tissue injuries that don't show up right away. Happened to a buddy of mine on a road trip—felt fine at first, then spent half the vacation popping ibuprofen. Definitely not always about faking it... hope you're feeling better now.
Glad someone mentioned this. A lot of people underestimate those minor bumps, thinking they're no big deal. But even at low speeds, your body can get jolted pretty hard. Did you end up seeing a doctor or chiropractor about it? I had something similar happen a while back—barely tapped another car in traffic, zero visible damage, but my neck was sore for days afterward. Made me rethink my insurance coverage a bit... saving cash is great, but have you checked if your new policy covers medical expenses adequately? Sometimes going for the absolute minimum can bite you later on if something unexpected pops up. Just something to consider—I learned that one the hard way, haha.
"Sometimes going for the absolute minimum can bite you later on if something unexpected pops up."
Couldn't agree more. A couple years back, I opted for the cheapest possible coverage thinking I'd save money. Shortly after, I had a minor fender-bender—no visible damage either—but ended up with persistent back pain. Medical bills added up quickly, and my barebones policy didn't cover nearly enough. Learned my lesson to always double-check the fine print... It's worth paying just a bit extra for peace of mind.
Yeah, learned this the hard way myself. A few years ago, I went step-by-step through my state's minimum coverage rules, thought I was being smart by cutting corners. Then my windshield cracked from a random pebble on the highway—no big deal, right? Turns out my bare-minimum policy didn't cover glass replacement. Had to pay out-of-pocket, and it wasn't cheap. Now I always factor in those little "what ifs" when picking coverage... saves headaches later.
Been there, but honestly, sometimes paying out-of-pocket for small stuff like windshield cracks still ends up cheaper long-term than higher monthly premiums. Just gotta roll the dice on what you're comfy risking... and avoid gravel trucks!
