"premiums jumped significantly either way."
Yeah, that's pretty much what I've heard too. But I'm wondering—do smaller insurers maybe have more flexibility with payment plans or down payments? Like, even if the overall cost isn't much different, could they be easier to deal with month-to-month? I haven't had a DUI myself (knock on wood), but my record isn't exactly spotless, and I'm always curious about finding ways to soften the blow...
Honestly, smaller insurers aren't always the best bet. Had a friend who switched after his DUI, and the monthly payments seemed easier at first... but customer service sucked, and claims were a nightmare. Sometimes paying a bit more upfront saves headaches later.
"Sometimes paying a bit more upfront saves headaches later."
Yeah, that's a solid point. Do you know if your friend tried shopping around with bigger insurers after the DUI? I've heard some companies offer better rates after a certain period passes or if you complete a DUI program. Wondering if anyone's had luck with that route... Insurance after a DUI seems tricky, but maybe there's a way to bounce back quicker than expected.
Yeah, I get the logic behind this:
"Sometimes paying a bit more upfront saves headaches later."
My cousin learned this the hard way—went for the cheapest possible coverage after his DUI. Ended up stuck with sketchy customer service and claims nightmares. Paying a bit extra would've saved him some serious stress.
Totally agree with this. Years ago, I helped a buddy restore his Mustang after he got hit with a DUI. He went bargain-basement on insurance and regretted it big-time—claims took forever, parts coverage was sketchy...
"Paying a bit extra would've saved him some serious stress."
Exactly my experience too.
