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ever used accident forgiveness on your car insurance in CA?

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gaming_dennis5485
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So, I was chatting with a friend yesterday about car insurance (yeah, thrilling convo, I know), and he mentioned something called accident forgiveness. Apparently, some insurers in California offer this thing where your first accident doesn't jack up your rates. Sounds pretty sweet, but I'm kinda skeptical...like, is there a catch or something?

Quick poll: Have you ever actually used accident forgiveness with your insurance here in CA?

- Yep, saved my wallet big time
- Nope, never needed it (knock on wood)
- Didn't even know it existed til now

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