I get why you'd pass, but honestly, for someone like me who's just starting out with insurance (and on a tight budget), those trackers aren't all bad. If you're mostly driving short distances anyway, the savings can really add up...just gotta know your driving habits first.
Yeah, makes sense...I've been tempted by those trackers too, especially since I mostly just commute to work and back. But do they ding you hard for stuff like sudden braking or quick acceleration? That's my only hesitation.
I've been using one of those trackers for about a year now, and honestly, it's not as harsh as you'd think. Here's how it usually goes: sudden braking or quick acceleration does get noticed, but it's not like one or two instances will tank your score. They look more at patterns over time. For example, if you're consistently slamming on the brakes or flooring it at every green light, yeah, that'll probably ding you a bit. But occasional stuff—like braking hard because someone cuts you off—isn't gonna ruin your discount.
One tip I found helpful is to ease into stops gradually and accelerate smoothly whenever possible. It felt weird at first, but after a couple weeks, it became second nature. Plus, it actually improved my gas mileage a bit, so that's a bonus. I'd say give it a shot for a month or two and see how your driving habits line up with their scoring system. You might be pleasantly surprised...
"Plus, it actually improved my gas mileage a bit, so that's a bonus."
That's good to know... I'm still a bit skeptical about privacy though. Did you feel comfortable with the data they were tracking, or was it ever a concern?
That's good to know...
I get the privacy concern, but honestly, as someone who's considered "high-risk," the savings outweighed the tracking for me. Did you notice any weird data points or was it mostly just speed and braking habits?
