Just found out that in Alaska, you can actually get insurance discounts if you take a defensive driving course—even if you're not a new driver. Kinda cool, right? Wondering if there's other quirky discounts out there I haven't heard of yet...
Funny you mention defensive driving courses—I tried one a couple years back hoping for that sweet discount. Honestly, I spent half the class trying not to nod off while the instructor droned on about "proper mirror adjustments." Got the discount, sure, but I'm still not convinced it was worth sacrificing my Saturday afternoon nap.
Speaking of quirky discounts, my brother-in-law swears he got a cheaper rate because he parked his car in a garage instead of the driveway. I called BS on that one, but apparently some insurers actually care about your parking habits. Who knew? Personally, I'm still waiting for the day they offer discounts for surviving family road trips without losing your sanity...I'd be rolling in savings by now.
Haha, I feel you on the defensive driving course—I did mine online thinking it'd be easier, but it was basically hours of clicking "next" while zoning out. As for parking discounts, my insurer actually asked if I parked in a garage or driveway. Apparently moose collisions are a legit concern here...who knew?
Haha, moose collisions are no joke...my neighbor totaled his SUV last winter hitting one. Ever since then, I've been extra cautious—garage parking only for me. A few things I've noticed help with insurance here:
- Installing a dash cam (some insurers give discounts, plus peace of mind).
- Winter tires—saved me from sliding into trouble more than once.
- Asking about low-mileage discounts if you're not commuting daily.
Every bit counts, especially when you're insuring something pricier.
Yikes, moose are definitely scary on the roads... I'm still learning to drive, and last winter my dad had me practicing in a parking lot after a fresh snowfall. Even with winter tires, I slid right into a snowbank—thankfully nothing serious, but it made me realize how quickly things can go sideways. Good tip about the dash cam though, hadn't thought of that. I'll mention it to my parents; maybe it'll help lower our family's insurance bill a bit.
