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anyone else feel like AAA insurance isn't what it used to be?

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donnag27
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(@donnag27)
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- Just started looking into all this, and honestly, AAA seemed like the obvious choice at first.
- But hearing about those long wait times? Not super reassuring.
- I checked my credit card perks and turns out they offer roadside too—never thought to use it, but maybe I should?
- Kinda feels like you’re paying for the “classic” name more than the actual service these days.
- Still, I get the nostalgia factor... my parents swore by AAA, but maybe it’s time to try something new.


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tea363
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Honestly, I’ve been wondering the same thing about AAA lately. Here’s how I see it:

- Credit card roadside perks are super underrated—used mine once for a flat and it was just as fast as AAA, no extra cost.
- AAA’s annual fee adds up, especially if you don’t use the discounts or travel stuff.
- Wait times seem to depend on where you are, but I’ve had friends stuck for hours with both AAA and other services.
- The “classic” name is nice, but at the end of the day, I just want my car towed or jumped without a hassle.

I’d say check the fine print on your card’s coverage. Sometimes it’s all you really need unless you’re road-tripping constantly.


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stormblogger
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Yeah, I’ve noticed the same thing. Used to feel like AAA was the gold standard, but lately it’s just another option. Last winter, my battery died in a grocery store parking lot and I figured AAA would be fastest—ended up waiting almost two hours. Meanwhile, my neighbor swears by her credit card’s roadside help and says it’s been quicker for her. I guess if you’re not using all the travel perks or discounts, that yearly fee stings a bit more. Still, I do like having a backup just in case... but maybe that’s just me being overly cautious.


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(@builder248242)
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Yeah, I totally get where you’re coming from. I’ve heard a lot of folks say AAA just doesn’t feel as “premium” as it used to. Two hours for a jump is rough—especially when you’re stuck in a parking lot and it’s cold out. Honestly, I’ve seen more people leaning on their credit card perks or even their auto insurance’s roadside these days. Some of those services are surprisingly fast, and you’re already paying for them anyway.

That said, I don’t think you’re being overly cautious at all. Having a backup plan is just smart, especially if you drive a lot or have an older car. I’ve had clients who swear by having both AAA and another roadside option, just in case one falls through. It’s kind of like carrying a spare tire—you hope you never need it, but when you do, you’re glad it’s there.

The yearly fee can sting if you’re not using the discounts or travel stuff, though. I’ve noticed some people get more value out of AAA if they use the hotel deals or the DMV services, but if it’s just for roadside, it might not be worth it anymore. The landscape’s changed a lot—there are so many more options now than there were even five years ago.

I guess at the end of the day, peace of mind is worth something, but it’s definitely not as cut-and-dry as it used to be. If you’re not getting your money’s worth, there’s no harm in shopping around or even doubling up for a year to see which service actually comes through when you need it most.


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(@film208)
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I get what you’re saying, but I’m not totally convinced that credit card or insurance roadside is always a better deal. Some of those services have stricter limits or only cover basic stuff. Like, my friend’s card perk only covered one tow per year and it had to be under five miles—anything more and she was out of pocket.

The yearly fee can sting if you’re not using the discounts or travel stuff, though.

That’s fair, but for people who actually use the DMV help or hotel deals, AAA can still be worth it. I guess it depends on how much you use those extras. For me, as someone just starting out with insurance, I’m still weighing if the “peace of mind” is worth the extra cost or if I’d just end up paying double for similar coverage.


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