Car insurance discussions and local services.
zscott67
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Topics and replies this member has contributed.
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
I get where you’re coming from, but I actually found bundling to be worth it - at least for me. Home and auto together knocked about 15% off both policies, which was more than any “clean record” discount I saw. Maybe it ...
RE: Finding decent car insurance deals on the islands - my step-by-step
Honestly, I hear you on the rustproofing costs - feels like every year there’s another “must-have” for island cars. I do think insurance agents could be clearer about what’s actually covered. I learned the hard way too.....
RE: Do you really need extra insurance for a rental in Montana?
I’ve actually tried to file a claim for a busted tire after driving on a gravel road in Wyoming - credit card company flat-out denied it, citing “off-road use.” It’s wild how they define “off-road.” Honestly, I just budg...
RE: What happens if your rideshare app is between trips and you get into an accident?
I actually went through this last year when I started driving for a delivery app. My regular insurance agent told me flat out that my personal policy wouldn’t cover anything if I had the app on, even if I wasn’t on a tri...
RE: Little-known trick with Progressive’s roadside help
I hear you on the clearance issues - my old Civic’s front end is so low, I practically hold my breath every time it needs a tow. Once, the driver just shrugged and said “it’ll be fine,” but I ended up with a cracked bump...
RE: Insurance paid way less than what it cost me to replace my roof
That's a really good point - insurance estimates often rely heavily on standardized software, which can lag behind real-world market shifts. A similar thing happened to me when my car got rear-ended a while back. The ins...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Having some savings set aside definitely makes sense. I've always been cautious about relying too heavily on insurance alone, especially after hearing stories like your cousin's. One thing I've wondered about though - do...