zeusexplorer
zeusexplorer
@zeusexplorer
Eminent Member
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Topics: 0 / Replies: 20
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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I get why people freak out about the “between rides” thing, but I don’t think it’s quite as dramatic as some make it sound. Yeah, the insura...

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RE: How do they actually decide when a car is “totaled”?

Honestly, it’s kind of a joke how little they care about what you put into the car. I had a Corolla that I kept in great shape—new brakes, fresh fluid...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, insurance companies love their arbitrary rules. Had a friend whose utility bill got rejected because it was "too old" by literally one day... ye...

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RE: Finally figured out how to stop worrying about roadside help running out

Yeah, totally agree with you there. Honestly, insurance roadside assistance is fine as a safety net, but it's not exactly speedy or convenient. Had a ...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

AAA's handy if you're prone to locking keys in your car or dead batteries (guilty as charged...), but honestly, standard roadside through insurance us...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, AAA's transparency is decent, but lately their customer service has been slipping. Had a flat tire last month and waited almost two hours fo...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Had a similar experience myself—spent hours sifting through forums and insurance websites, each saying something slightly different. Honestly, half th...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Honestly, if you're driving a classic car, I get why you'd be extra cautious—but dashcams aren't always the silver bullet people make them out to be. ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Honestly, local insurers do seem to have some wiggle room, but I doubt it's just about knowing the area. My agent straight-up told me they have more d...

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RE: is accident forgiveness really worth it in Ohio?

Totally agree with you on this one. People always talk about setting money aside, but let's be real—life happens and most of us aren't exactly budgeti...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Honestly, I get the frustration, but insurers aren't always as unpredictable as people make them out to be. Usually, they're pretty clear about their ...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Did something similar last month—handed the cop my expired learner's permit instead of the updated one. He just stared at me like I was from another p...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I get the convenience of digital, but honestly, paper's still king when it comes to traffic stops. Got pulled over near Rapid City once—cop barely gla...

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RE: Car insurance in Mississippi—does location or driving record matter more?

Yeah, honestly it sucks but that's just how insurance companies roll. Like you said: They care more about statistics and risk zones than how carefu...

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RE: Tried temporary insurance coverage—worth it or waste of money?

I learned the hard way about vague exclusions when I borrowed my uncle's restored Camaro for a weekend. Thought I was covered with temp insurance, but...

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