zeus_johnson
zeus_johnson
@zeus_johnson
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RE: Bundling insurance with USAA: worth it or just hype?

Bundling does sound like a magic word, right up until you actually read the fine print. I tried the “all-in-one” approach with my old ‘68 Mustang, thi...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

You nailed it with those tracker apps—they just don’t get what rural driving is really like. I had mine ping me for “sharp turns” when I was just dodg...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Honestly, I get the frustration, but sometimes those “extras” have saved my bacon. Years ago, I thought roadside assistance was a scam—until my batter...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I get what you’re saying about reading the fine print, but honestly, sometimes even that feels like deciphering ancient hieroglyphics. I’ve had insura...

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RE: Car insurance in Wyoming: who actually treats you right?

Ain’t that the truth. I’ve been driving in Wyoming for over 30 years and still get tripped up by the exclusions. The moose vs. livestock thing always ...

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RE: Car insurance in Wyoming: who actually treats you right?

Been there, done that, got the “not covered” t-shirt. I swear, reading through insurance policies is like deciphering ancient runes—except the runes a...

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RE: Why does picking a deductible feel like a weird gamble?

That’s fair, but I’d argue the opposite can be true too. I’ve always gone with a higher deductible because, honestly, I’d rather keep my premiums low ...

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RE: Getting that student discount on car insurance… not as easy as I thought

Those apps really do have a mind of their own. I swear, I once got flagged for “hard braking” because a squirrel decided to play chicken with my bumpe...

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RE: Why California’s minimum car insurance might not be enough

I used to think the same thing—why pay more for coverage I might never use? But after a fender bender a few years back, I realized just how fast those...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Trust issues with cars just hit different, don’t they? I lent my old sedan to a buddy once, and even though he brought it back spotless, I kept imagin...

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RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

Totally agree on med pay being a solid safety net, especially if your health insurance is more “wishful thinking” than actual coverage. I learned that...

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RE: Confused about insurance rules in South Dakota—help me figure this out

It’s wild how “perfect match” seems to mean “close enough if you squint” once you get the car out in the sun. I had a silver sedan that looked like tw...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, I’ve always thought the fine print is where they hide the “gotchas.” But I’m not sure it’s always intentional—sometimes it’s just legal jarg...

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RE: How do they actually decide when a car is “totaled”?

I get where you’re coming from, but I’ve actually had a different experience once. After my last fender bender, I managed to show the adjuster receipt...

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RE: Which is better for SR-22 in ND: local agents or online companies?

That’s the thing—try getting a real person on the line with some of those online outfits. I once spent half a day in phone tree purgatory just trying ...

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