Good points here, though I'd add it really depends on your comfort level too. I've seen drivers who thought they'd never need it suddenly hit ice and ...

I've had mixed luck with portable jump starters myself. Got one as a gift a couple years ago, and it worked great the first time I needed it. But then...

Haha, that's painfully accurate. I wonder if insurers ever actually revisit these algorithms? Seems like they're designed for ideal conditions—not rea...

Yeah, I get your point, but honestly, how often does hail actually total a car? I've seen plenty of claims where the damage was mostly cosmetic—annoyi...

Yeah, that's a solid point about deductibles and coverage limits. I've seen a lot of folks get caught off guard by that. Military discounts can defini...

Yeah, I get where you're coming from. Lower deductibles can definitely ease the stress when things go sideways. But I've noticed some folks underestim...

I've seen a few people switch over to pay-per-mile, and yeah, it can save money if you're barely driving. But one thing to keep in mind—insurance isn'...