Yeah, I get your point, but honestly, how often does hail actually total a car? I've seen plenty of claims where the damage was mostly cosmetic—annoyi...

Yeah, that's a solid point about deductibles and coverage limits. I've seen a lot of folks get caught off guard by that. Military discounts can defini...

Yeah, I get where you're coming from. Lower deductibles can definitely ease the stress when things go sideways. But I've noticed some folks underestim...

I've seen a few people switch over to pay-per-mile, and yeah, it can save money if you're barely driving. But one thing to keep in mind—insurance isn'...