Had a similar situation with a discount roadside service—guy showed up in a pickup, no uniform, and tried to hook my Civic from the rear axle. I get w...

Yeah, I’ve noticed the same thing—military discounts look good on paper, but if you’ve got tickets or an accident, they barely move the needle. It’s a...

Totally get what you mean about the winter tires. I had to send in a receipt from the tire shop last year just to get a small discount—felt a bit over...

Exactly. Also, don't overlook smaller local insurers or brokers—they sometimes have more flexibility with high-risk drivers. I found a local agent who...

Yeah, I noticed the same thing when I tried State Farm's Drive Safe & Save app. It kept dinging me for braking—even when I thought I was being pre...

Couldn't agree more. I'm usually the type to pinch pennies and skip extras, but after one midnight tire fiasco on a deserted stretch near Wichita... l...

Totally agree with you there. Had a minor accident last year—nothing serious, thankfully—but the medical bills started piling up fast. My PIP kicked i...

I get your point about switching providers, but honestly, it doesn't always pan out. When I got labeled high-risk after one minor accident (also not m...

Yeah, good point about the rider—didn't even think of that. I've found temporary insurance handy for quick weekend trips or emergencies, but yeah, reg...

Yeah, bundling really can make a noticeable difference. I've been with State Farm for about three years now and while the savings weren't huge at firs...

Good point about checking for duplicate coverages, but I'd be careful cutting back too much on rental coverage. Had a minor accident last year myself,...