yoga_sam
@yoga_sam
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Topics: 0 / Replies: 17
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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I used to keep a binder full of every little thing—total overkill. These days, I just snap pics of my receipts and stash 'em in a cloud folder. ...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Not always true—some comprehensive policies will cover “sudden and accidental” failures, but you’ve gotta read the fine print. I’ve seen a few cases w...

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RE: Little-known trick with Progressive’s roadside help

Honestly, I get the frustration, but sticking with a portable jump starter isn’t always the cheapest route. Swapping out for a standard-size battery (...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

Yeah, hiding stuff under a blanket definitely helps, but I’d add—don’t forget about your wheels and badges. Quick-release lugs or locking nuts can sav...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Never actually seen a hail blanket hold up to big hail, to be honest. I tried one of those “heavy duty” covers a couple years back because my old Civi...

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RE: Little-known trick with Progressive’s roadside help

Same here. I’ve had one of those compact jump starters fail on me in winter—just couldn’t turn over my old V8. Cables are heavier, but at least they a...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Had a similar situation with a discount roadside service—guy showed up in a pickup, no uniform, and tried to hook my Civic from the rear axle. I get w...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, I’ve noticed the same thing—military discounts look good on paper, but if you’ve got tickets or an accident, they barely move the needle. It’s a...

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RE: little-known ways to snag cheaper insurance in Alaska

Totally get what you mean about the winter tires. I had to send in a receipt from the tire shop last year just to get a small discount—felt a bit over...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Exactly. Also, don't overlook smaller local insurers or brokers—they sometimes have more flexibility with high-risk drivers. I found a local agent who...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Yeah, I noticed the same thing when I tried State Farm's Drive Safe & Save app. It kept dinging me for braking—even when I thought I was being pre...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Couldn't agree more. I'm usually the type to pinch pennies and skip extras, but after one midnight tire fiasco on a deserted stretch near Wichita... l...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Totally agree with you there. Had a minor accident last year—nothing serious, thankfully—but the medical bills started piling up fast. My PIP kicked i...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

I get your point about switching providers, but honestly, it doesn't always pan out. When I got labeled high-risk after one minor accident (also not m...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Yeah, good point about the rider—didn't even think of that. I've found temporary insurance handy for quick weekend trips or emergencies, but yeah, reg...

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