Defensive driving discounts can vary a lot by insurer—mine actually gave me a decent chunk off. Maybe it's worth shopping around every couple years in...

Periodic checks could work if they're kept affordable and simple enough. Maybe just focus on critical safety stuff—brakes, lights, suspension? Receipt...

I get what you're saying about OEM parts and insurance headaches, but honestly, sometimes going aftermarket isn't all bad—especially if you're on a ti...

Totally agree on the dashcam footage—it's saved me more than once. Another thing I've found helpful is getting a written estimate from a trusted mecha...

I've been with both at different times, and honestly, Farm Bureau surprised me too. They seemed more familiar with mods overall, which made me feel be...

I've been using digital proof too, and it's been fine so far. But I do get the concern about tech glitches—my phone froze up once at the worst possibl...

I've noticed some providers exclude parking lot fender-benders or minor scrapes from accident forgiveness...might wanna double-check that. Has anyone ...

Yeah, totally relate to this. Took me forever to realize I was paying extra for stuff I didn't even need. Dropped roadside assistance since my credit ...