I work in claims adjusting, and trust me, even I had trouble with my own insurer once—talk about irony. Had some shingles blown off my roof, and they ...

Sounds like you've already done a pretty solid job breaking it down. One thing I'd add from experience—think about how you'd feel if you had to pay th...

Had a similar moment myself—hailstorm turned my hood into a golf ball. Comprehensive isn't usually too bad on older cars, but step one: ask your agent...