Yeah, stress just fries your brain. I’ve been there—stuck on the side of the highway, trying to remember if my car’s a 2015 or a 2016, and suddenly ev...

- Totally agree about not reporting minor taps if there's genuinely no visible damage. Insurance companies love any excuse to bump your rates, even if...

Totally agree on the selective amnesia thing—insurance companies definitely have their quirks. A couple quick thoughts from my experience: - Receipts...

- Had a similar experience myself—insurance's "fair market value" was nowhere near reality. - Replacement sounds good on paper, but I've heard stories...