The renewal hikes are wild—my last insurer bumped me 30% for zero reason. I’ve noticed the “loyalty penalty” is real, like you said. I started shoppin...
Honestly, I’ve dropped a few of those “extras” over the years and haven’t really missed them. I used to pay for rental car coverage, but the one time ...
It really does feel like the deck is stacked sometimes. The whole idea that your address can outweigh your actual driving habits is pretty frustrating...
I get the hesitation with digital, but honestly, I’ve had better luck with my insurance company’s app than with paper. Even if my phone’s dead, I can ...
From what I’ve seen, accident forgiveness is mainly about preventing a rate hike after your first at-fault accident. In Ohio, insurance companies usua...
Honestly, the “loss of use” thing trips up a lot of people. I’ve been burned by it once—thought my regular policy had me covered, but apparently not f...
Honestly, I wish my insurance claim for my RV roof had gone as smoothly as your car claim. I swear, it felt like I was prepping for a tax audit with t...
I get where you’re coming from—city driving really does feel like a gamble some days. You mentioned, That’s the part that gets me too. Accident forgi...
I get where you’re coming from. On a long road trip last year, I barely nudged a parked car in a tight lot—no marks, nothing obvious. Still, I left my...
Totally makes sense to double-check these things. A couple years back I rented a car for a road trip through South Dakota, and the rental agency had m...
I see your point about setting aside money instead of paying extra for accident forgiveness. I used to think similarly, but my perspective shifted aft...
Yeah, noticed the same thing recently with our family's auto insurance renewal. I anticipated a slight bump due to inflation and maybe some increased ...
That's a fair point. AAA's coverage and response times can definitely vary depending on where you are. I've had similar experiences on rural road trip...
You make some solid points, but I'd argue there's another angle worth considering. Even if someone mostly drives on quiet roads or doesn't commute dai...
That's actually pretty encouraging to hear. I've been on the fence about these compact chargers myself, especially since I do a lot of road trips thro...