Car insurance discussions and local services.
wildlife_bear
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RE: Would you risk a higher deductible to lower your insurance bill?
I keep circling back to that question too - - because, honestly, I’m not sure I could without dipping into savings I’d rather not touch. With my first car, I never even thought about the deductible, just wanted the chea...
RE: Classic car insurance and the annual mileage cap - worth it?
That’s exactly how it feels. I keep wondering if I’ll regret picking a low cap just to save a bit. Do most insurers actually let you add miles later, or is that just with certain companies? Also, does anyone know if goin...
RE: Mileage-based car insurance: who’s using it and which company do you like?
That’s interesting about the service trips - never would’ve thought the dongle would pick up those extra “trips.” I’m curious, did your insurance company let you edit or remove those, or did it just count toward your tot...
RE: USAA vs State Farm: which claims process is less of a headache?
I’m about to buy my first policy and this is exactly the stuff I’m worried about. Is it really that common for claims to just… disappear for a while? I like the idea of a slick app, but if I’m stuck waiting for someone t...
RE: is accident forgiveness really worth it in Ohio?
Is it just me, or do insurance companies in Ohio seem to have different rules about accident forgiveness? I’ve seen some policies where it barely costs extra, but others make it sound like a luxury add-on. Has anyone act...
RE: is accident forgiveness really worth it in Ohio?
I get what you mean about insurance math feeling like wizardry. When you said, , that made me wonder too. I’m just getting my first policy and I keep seeing accident forgiveness advertised everywhere, but it’s not super ...
RE: Confused about insurance rules in South Dakota - help me figure this out
I actually just bought my first policy and was kinda paranoid about this exact thing. I printed out a copy for my glovebox, but I also saved a PDF on my phone. Haven’t been pulled over yet, but I’ve heard some counties h...
RE: Are those price-checker sites actually reliable?
I’ve run into that too, and honestly, it’s kind of frustrating. I’m new to all this insurance stuff, so I was hoping those price-checker sites would make things easier, not more confusing. The first time I tried one, it ...
RE: anyone else feel like AAA insurance isn't what it used to be?
I just signed up with AAA a few months ago, and I actually did notice some weird extra charges on my first bill. I called to ask and they said it was an “administrative fee” for starting a new policy. Is that normal? I f...