That’s a tough lesson to learn firsthand. It’s easy to think you’re just trimming unnecessary costs, but insurance is one of those things where the va...

It’s wild how much location swings the rates. Houston’s got higher claim rates, especially for flooding and theft, so insurers just bake that into the...

I hear you—the numbers never seem to add up the way you hope. I tried crunching the data after my first fender bender, thinking a higher deductible wo...

It’s wild how little the actual condition seems to matter unless you’ve got one of those classic car or agreed value policies. The standard insurance ...

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? I get where you’re coming from on not wanting to pay for every single add-on, but I’d argue it’s st...

That’s a fair point—sometimes the “personal touch” just slows things down, especially if you’re trying to get back on the road fast. But when it comes...

I had a similar issue with my old Civic hatchback a couple years back. It wasn't exactly a classic, but it was older and I kept it parked neatly in fr...

I've actually done a bit of comparing myself, since I'm always looking to trim down my budget. USAA was great initially—very responsive and smooth cla...

I noticed a similar effect on my driving habits after switching to UBI, though maybe not as dramatically as some others here. Initially, I was skeptic...

I can relate to the frustration of discovering coverage gaps after the fact. When I was renewing my policy last year, I spent hours comparing fine pri...