Had something similar happen with my old Mustang a couple years back. It wasn't even broken down—just parked in the same spot for about a week while I...

Yeah, I hear you—PIP seems pointless until you actually need it. Plus, it can cover lost wages if you're out of work for a bit after an accident. Defi...

Yeah, I get being cautious, but honestly, temporary coverage always felt like paying extra for peace of mind I rarely needed. Curious though, has anyo...

I do the same thing—kept a low deductible when my car was newer, but now I bumped mine up too. Older cars usually have cheaper parts, and honestly, if...

Honestly, I'd take paperwork over mystery screws any day. At least with SR-22 forms, once you get past the jargon, there's usually a clear process to ...

I've found most of the big banks have gotten better about fraud alerts lately, but it really depends. Had one bank freeze my card mid-roadtrip because...

Yeah, local insurers can be a lifesaver sometimes. I switched a couple years back after my rates jumped for a minor fender-bender—wasn't even my fault...

Defensive driving courses definitely help—took one myself last year and saw a noticeable drop in my premium. Another thing I've found useful is period...

True, but even with careful planning, unexpected detours or weather changes can mess things up. I keep a portable charger handy—saved me more than onc...

Haha, I totally get that feeling...but honestly, shopping around can be surprisingly worth it. I was in your shoes last year—stuck with the same insur...

Permissive use is pretty standard in Missouri, but coverage levels can vary quite a bit depending on your insurer and policy details. I loaned my car ...