Honestly, I think you nailed it with the road trip analogy. After something like fraud, it’s tough not to keep checking the “map” every five minutes. ...
I’ve been using telematics for about two years now, and honestly, my rates went down a bit at first but then slowly crept back up. I drive pretty much...
I get the frustration, but I’ve actually had a couple of positive experiences with smaller, regional insurers. They don’t always have the cheapest rat...
Honestly, I’m with you on the paperwork thing—if you’re not organized, it doesn’t matter if you go local or online, you’re gonna run into problems. I’...
Honestly, I get the paranoia—modern cars are ridiculous with hidden tech. But sometimes I wonder if we’re just making things harder for ourselves. Has...
I totally get where you're coming from—it does feel a little intrusive, doesn't it? I used a telematics device for about six months when my insurance ...
Had a minor fender-bender in Arizona a couple years back, and honestly, the claims process wasn't too bad. Took a few extra calls, but nothing nightma...
Had something similar happen with my old Mustang a couple years back. It wasn't even broken down—just parked in the same spot for about a week while I...
Yeah, I hear you—PIP seems pointless until you actually need it. Plus, it can cover lost wages if you're out of work for a bit after an accident. Defi...
Yeah, I get being cautious, but honestly, temporary coverage always felt like paying extra for peace of mind I rarely needed. Curious though, has anyo...
I do the same thing—kept a low deductible when my car was newer, but now I bumped mine up too. Older cars usually have cheaper parts, and honestly, if...
Honestly, I'd take paperwork over mystery screws any day. At least with SR-22 forms, once you get past the jargon, there's usually a clear process to ...
I've found most of the big banks have gotten better about fraud alerts lately, but it really depends. Had one bank freeze my card mid-roadtrip because...
Yeah, local insurers can be a lifesaver sometimes. I switched a couple years back after my rates jumped for a minor fender-bender—wasn't even my fault...
Defensive driving courses definitely help—took one myself last year and saw a noticeable drop in my premium. Another thing I've found useful is period...