walker59
@walker59
Eminent Member
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Topics: 2 / Replies: 14
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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, I get the paranoia—modern cars are ridiculous with hidden tech. But sometimes I wonder if we’re just making things harder for ourselves. Has...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I totally get where you're coming from—it does feel a little intrusive, doesn't it? I used a telematics device for about six months when my insurance ...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Had a minor fender-bender in Arizona a couple years back, and honestly, the claims process wasn't too bad. Took a few extra calls, but nothing nightma...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had something similar happen with my old Mustang a couple years back. It wasn't even broken down—just parked in the same spot for about a week while I...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I hear you—PIP seems pointless until you actually need it. Plus, it can cover lost wages if you're out of work for a bit after an accident. Defi...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Yeah, I get being cautious, but honestly, temporary coverage always felt like paying extra for peace of mind I rarely needed. Curious though, has anyo...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I do the same thing—kept a low deductible when my car was newer, but now I bumped mine up too. Older cars usually have cheaper parts, and honestly, if...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Honestly, I'd take paperwork over mystery screws any day. At least with SR-22 forms, once you get past the jargon, there's usually a clear process to ...

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RE: got caught up in fraud trouble—what happens next?

I've found most of the big banks have gotten better about fraud alerts lately, but it really depends. Had one bank freeze my card mid-roadtrip because...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, local insurers can be a lifesaver sometimes. I switched a couple years back after my rates jumped for a minor fender-bender—wasn't even my fault...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Defensive driving courses definitely help—took one myself last year and saw a noticeable drop in my premium. Another thing I've found useful is period...

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RE: Quick Tips for When Your EV Leaves You Stranded

True, but even with careful planning, unexpected detours or weather changes can mess things up. I keep a portable charger handy—saved me more than onc...

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RE: is it really worth shopping around for better quotes?

Haha, I totally get that feeling...but honestly, shopping around can be surprisingly worth it. I was in your shoes last year—stuck with the same insur...

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RE: loaned your car in Missouri? better check your insurance coverage

Permissive use is pretty standard in Missouri, but coverage levels can vary quite a bit depending on your insurer and policy details. I loaned my car ...

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