- Defensive driving courses didn't do much for me either—barely made a dent. Honestly, the only thing that really helped was switching to a car with b...

- Totally get your skepticism—insurance companies can be tricky, military discount or not. - Your brother's experience sounds frustrating...had someth...

Good call on the disposable camera—never thought of that. I just keep a cheap portable charger in the glovebox instead. Phones always seem to die at t...

Good points on gap insurance, but a couple other things I'd add from experience: - Always ask about rental coverage. Learned the hard way after my la...

Plug-ins all day for me. Tried the app route once, and it kept docking me points for "hard braking" every time I stopped at a yellow light... like, wh...

Tried one of those apps for about three months. Here's what I noticed: - Definitely made me more aware of my braking and acceleration habits. - Did s...