Car insurance discussions and local services.
vlogger11
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Topics and replies this member has contributed.
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Yeah, the price jump for adding a teen is no joke. I get what you mean about those tracking apps, too - they ding you for stuff that’s just part of driving in Hawaii, like dodging mopeds or random chickens. Still, if it’...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage Caps Sound Good, But Is It Really Cheaper? I’ve wondered about this too. The daily cap thing with Metromile does sound clever, but I’m not totally convinced it’s always a win. Like, yeah, Allstate Milewise jus...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I hear you on the “gold-plated seatbelt” thing - it’s wild how much they want for full coverage now. I’ve been thinking about liability only too, but then I start worrying about deer or hail or whatever else Kansas throw...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Couldn’t agree more - paper’s like that old hoodie you never want to throw out, even though it’s kinda falling apart. I’ve had apps crash mid-claim and once lost a whole stack of forms to a leaky water bottle. Honestly, ...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
That’s classic. I swear, half the time those “scenic” routes are just code for “you’re about to lose cell service and question your life choices.” I had a similar thing happen in Kansas - ended up on a gravel road that l...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, I know what you mean - paying for “what ifs” feels kinda pointless until you see it actually happen. I always wonder if it’s better to just stash the money away instead of handing it to the insurance company every ...
RE: Getting that student discount on car insurance… not as easy as I thought
Getting that student discount on car insurance… not as easy as I thought Yeah, I’ve run into this mess before. My little brother tried to get the student discount last year and it turned into a whole ordeal. His univers...
RE: is accident forgiveness really worth it in Ohio?
Title: Is Accident Forgiveness Really Worth It In Ohio? Yeah, I’m with you on the “read the fine print” thing. I’ve seen people get tripped up by that too. Like, one of my coworkers thought she was covered for any accid...
RE: Insurance tips for my vintage ride needed
I get what you’re saying about paperwork being a pain, and honestly, I’m usually the first to shove receipts in a shoebox and forget about them. But I’ve also heard those stories where someone’s binder full of photos and...
RE: stuck between Geico and Progressive in NY, thoughts?
Had a similar experience with Progressive a couple years back - paint match was decent, but I could always spot it in the right light. I tried to push for OEM parts, but they weren’t having it unless I paid the differenc...
RE: My insurance nightmare in Rhode Island traffic court
I get where you're coming from, but I gotta admit, I’ve had the opposite experience with classic car insurance. Yeah, the restrictions are a pain - like, you can’t just take your car on a spontaneous road trip without do...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I've noticed that too, but I wouldn't totally write off military discounts just yet. A buddy of mine got a pretty sweet deal bundling his auto and renter's insurance through a military-focused company. Guess it really de...
RE: Navigating the whole SR-22 thing in Kansas without losing your mind
Yeah, premium doesn't always mean priority. Had a similar issue - paid extra thinking I'd get quicker service, but ended up waiting weeks anyway. Wonder if anyone's had luck negotiating turnaround times directly with rep...
RE: little-known ways to snag cheaper insurance in Alaska
Haha, true enough about the moose - I swear they're attracted to shiny paint jobs. But honestly, I'm a bit skeptical about seasonal coverage adjustments. I looked into it once and the savings weren't huge for me. Maybe i...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
Yeah, I totally get that feeling...I gave one of those apps a shot for about two weeks, but it just felt weird knowing every little trip was being logged. And honestly, the savings weren't even that impressive for me - m...