I totally get where you're coming from—saving monthly is tempting. But personally, I lean toward a middle ground deductible. A few years ago, a deer j...

Yeah, permissive use is one of those insurance details most people don't even think about until something happens. I had a similar situation when my r...

I've tried stacking no-claims discounts before, and honestly, it did shave off a bit from my bill—but nothing life-changing. Insurers probably do twea...