Totally get what you mean about feeling like you’re under a microscope, especially with a nicer car. It’s wild how quickly adjusters start hunting for...

That’s honestly the best way to get their attention sometimes. I’ve had to do the same—just show up with proof and not back down. Persistence really d...

I get what you mean about trust being hard to rebuild. Had a buddy who messed up once—nothing huge, but it stuck with him for years. I’d probably be ...

I get what you mean about it feeling like a lottery. Honestly, I’ve had accident forgiveness for a couple years now and haven’t needed it (knock on wo...

That’s the truth. I got flagged for “hard braking” last winter when a deer jumped out right in front of me. City folks just don’t get it—sometimes you...

Yeah, I’ve had a similar experience—my insurer just wanted photos and a rundown of what I’d changed. Didn’t even ask for receipts unless it was someth...

I hear you on the deer—had a close call myself last fall. It’s wild how quick things can go sideways even if you’re being careful. I used to think the...