SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT Towing limits are a sneaky one, for sure. I found out the hard way last winter when my c...

That’s a good point about insurers sometimes pushing back if they think someone’s a “regular driver.” I’ve heard stories where folks thought they were...

Yeah, “full coverage” really doesn’t mean what most folks think it does. I learned that the hard way when a fallen tree branch wasn’t covered on my ol...

Yeah, those apps are wild. I got flagged for “hard braking” when a moose darted out in front of me—what was I supposed to do, just keep going? I swear...

Honestly, I’m with you on the online route being easier—especially for SR-22 stuff, which is already a hassle. I went through a local agent the first ...

I get where you’re coming from, but I’m not totally convinced those military discounts always make a huge difference. My brother-in-law’s in the Army ...

Good call on the parts coverage. Another oddball thing I've come across is windshield and glass replacement. You'd think that's automatically included...

Totally get your point about the Mustang repairs being pricey, but honestly, even with a regular daily driver, it's not always clear-cut. I went for a...

Totally agree about the mechanic thing. My old car wasn't even luxury, just a quirky older model, but insurance initially said no to a claim because t...

That's so true. I never served myself, but I had a similar experience when I randomly asked about bundling discounts. My agent casually mentioned I co...

Yeah, you're spot on there. A buddy of mine got tagged as a "risky driver" after just one minor fender-bender—wasn't even his fault, but the insurer d...

Been there myself... had a similar headache with brake pads. Thought I was covered, but nope—same wear and tear clause got me. It's frustrating, but h...

Yeah, adding someone as an occasional driver can help, but honestly, even that isn't foolproof. My brother was listed on my policy and when he had a m...