Good call on the storage clauses—seen a few claims denied because of that. Curious, did your insurer require photos or an appraisal for the agreed val...

Good point—modern bumpers are pretty sneaky that way. I've seen cases where sensor issues only popped up days after a minor bump. Curious if anyone he...

Totally agree with you there—emails are a lifesaver when disputes pop up later. I've seen plenty of cases where a quick phone call seemed to clear thi...

You're definitely onto something there. AAA's main draw has always been convenience, especially when you're stranded somewhere unfamiliar. But having ...

Great points here. I've seen firsthand how those courses can shift perspectives—lots of folks think they're already careful drivers until they realize...

That's generally true, but I'd caution against assuming it'll always ease up significantly. Idaho insurers can be pretty tough, and a DUI is considere...

I've worked with both State Farm and Farm Bureau quite a bit. State Farm does have a solid claims process—usually quick and straightforward. Farm Bure...

Timestamping is smart, especially for mods or restorations. I've seen insurers push back simply because they can't clearly confirm when or if somethin...