That’s a good point about the “like-for-like” loaners—people are often surprised by how much that bumps up the cost. I’ve seen folks get sticker shock...
Totally get where you’re coming from. I’ve seen folks skip the extra medical coverage thinking their regular health insurance has them covered, but th...
Mileage caps can definitely be a double-edged sword. On one hand, they look like a smart way to save a bit, but as you said, the stress of watching th...
Not every discount is shady, though. Sometimes rates go up across the board, and retention offers are just how companies try to keep folks from jumpin...
Couldn’t agree more. Photos and a quick note about the time/place can save a lot of hassle if something pops up later. I’d just add—if you exchanged i...
That’s true, but sometimes folks cut out too much and regret it when they actually need the coverage. I’ve seen people drop rental reimbursement to sa...
Yeah, those trackers can be a little overzealous sometimes—I've seen them flag people for things like avoiding potholes or even just pulling into a ti...
That’s a good point about peace of mind. I’ve seen folks regret going with a high deductible when an unexpected claim pops up. Out of curiosity, did y...
Good call on the storage clauses—seen a few claims denied because of that. Curious, did your insurer require photos or an appraisal for the agreed val...
Good point—modern bumpers are pretty sneaky that way. I've seen cases where sensor issues only popped up days after a minor bump. Curious if anyone he...
Totally agree with you there—emails are a lifesaver when disputes pop up later. I've seen plenty of cases where a quick phone call seemed to clear thi...
You're definitely onto something there. AAA's main draw has always been convenience, especially when you're stranded somewhere unfamiliar. But having ...
Great points here. I've seen firsthand how those courses can shift perspectives—lots of folks think they're already careful drivers until they realize...
That's generally true, but I'd caution against assuming it'll always ease up significantly. Idaho insurers can be pretty tough, and a DUI is considere...
I've worked with both State Farm and Farm Bureau quite a bit. State Farm does have a solid claims process—usually quick and straightforward. Farm Bure...