Car insurance discussions and local services.
tylercyclist
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Topics and replies this member has contributed.
RE: How is ACV not just a fancy way to pay us less?
Yeah, ACV always feels like a “gotcha” moment. I had my old Civic totaled last year and what they offered barely covered a set of new tires, let alone another car. The agreed value thing sounds interesting, but I always ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I get that. I let my sister use my car for a couple weeks when hers was in the shop, and it made me super uneasy. I kept thinking, what if something happens and insurance gets weird about it? Permissive use is fine...
RE: Getting caught without car insurance in Iowa is no joke
Yeah, those trackers can be a pain. I tried one for my daily commute and it dinged me for “hard braking” every time a deer jumped out or a tractor pulled onto the road. It’s like they expect everyone to drive in perfect ...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Yeah, the “period 1” thing is what really gets me too. My regular insurance agent barely knew what I was talking about when I asked, which didn’t help. I’ve heard some people just risk it and hope nothing happens during ...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Yeah, the “valued customer” thing feels pretty hollow once you actually need help. I’ve noticed the same with age - my dad’s premiums shot up after 70, even though he drives less than ever. Tried usage-based insurance? S...
RE: Confused about insurance rules in South Dakota - help me figure this out
I just keep a paper copy and a digital version on my phone, just in case. Never had anyone ask for proof of address though - maybe that cop was just being extra? I’d say insurance card (paper or digital) and your license...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I’ve noticed the slowdown too. Used to be you’d call and someone would show up before you could finish your coffee. Now it’s like, “Hope you packed snacks.” As for claims, I had a fender bender last year and honest...
RE: Classic car insurance and the annual mileage cap - worth it?
Totally get where you're coming from. The cap does make things tricky, but honestly, the savings kind of speak for themselves. I used to think it would be way too limiting, but after a year of just using my classic for w...