I totally get the worry about relying on your phone—tech is great until it isn’t. I always keep a paper card tucked away too, just in case. Those pape...

That’s a smart move, honestly. I’ve had a couple of times where approvals just vanished into the ether—one time my vacation request was “pending” for ...

I see your point, but even careful drivers can have an off day—especially in Ohio winters. Last year, I slid on black ice and tapped a mailbox...nothi...

Couldn't agree more—had a similar scare with my VW Golf. Thought I'd dodged a bullet after a tiny bump, but weeks later the reverse camera started gli...

I agree with your point about customer service depending a lot on the local agent. I've had Farm Bureau for a couple years now, and my agent's been fa...

Totally agree with clearer signage—it's amazing how inconsistent enforcement can be. I've seen older cars sit untouched for months without hassle, yet...

That's really unfortunate about the tracker situation—sometimes it feels like insurers overlook the unpredictable moments we all inevitably face. I've...

You're definitely not paranoid—it's smart to weigh these things carefully. Personally, I opted for the extra coverage here in VT. Sure, it's a bit mor...