Car insurance discussions and local services.
tylerbeekeeper
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Topics and replies this member has contributed.
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
I hear you on specialty companies sometimes beating the big guys, especially for stuff like snowmachines or side-by-sides. But for me, splitting things up actually backfired once - had a fender bender and suddenly one co...
RE: How picking a “boring” car turned into a wallet win
Totally get what you mean about trading risks. I picked up a beige ’07 Malibu mostly because it was cheap and nobody seemed to care about it, which was the point. It’s not winning any style points, but my insurance agent...
RE: Bundling insurance with USAA: worth it or just hype?
Bundling definitely made sense for me, too, especially since my driving record isn’t exactly spotless. When I started looking for insurance, I figured shopping around would save me money, but most places either quoted me...
RE: Why did my GEICO premium jump so much this year?
I hear you on the price thing. I switched to a smaller insurer after my last ticket, mostly because the big names wanted to charge me double. The smaller company didn’t care as much about my record, but their claims proc...
RE: Mileage-based car insurance: who’s using it and which company do you like?
I get what you’re saying about trusting the tracker, but I’ve had some weird luck with those things. One time, my tracker glitched and logged me as driving 40 miles when I’d barely left my driveway. Had to call customer ...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Man, I hear you. Last year, I got rear-ended on 610 and thought I did everything right - photos, police report, the whole nine yards. Turns out I missed a tiny form the tow truck guy handed me, and that set my claim back...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
I used to just trust my agent too, but after my fender bender last year (not my first, sadly), I started double-checking the paperwork. Turns out “full coverage” didn’t cover my rental car after an accident, which made f...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Man, I feel this. I used to think I was being smart by picking the highest deductible just to save a few bucks each month. Then last year, I slid on some ice and bam - $1,500 out of pocket before insurance even kicked in...
RE: Drowning in Forms: What If Your Insurance Docs Got Lost?
I’m with you on the “one spot” idea - less to remember, less to lose. But I learned the hard way after my last car got towed (ugh, long story) and my docs were in the glove box. Had to pay extra just to get in and grab t...
RE: Confused about Illinois car insurance rules - anyone else?
Dashcams probably won't lower your insurance directly (wishful thinking...), but they're a lifesaver if you're accident-prone like me. Had a minor fender-bender last year, and the footage saved me from getting blamed unf...
RE: finally found an insurance company in CA that doesn't drive me nuts
Yeah, I hear you on that. When I first got my car, I was so paranoid about scratches and dents that I'd circle the block twice just to find a "safe" spot. But then one rainy night, I hydroplaned into a curb - no one else...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I've been thinking the same thing lately. Had AAA for ages because my dad always insisted it was the safest bet - especially since I tend to rack up tickets and minor fender-benders (not proud of it, but hey, it ha...
RE: Finally figured out how car insurance works in no-fault states
I learned this lesson the hard way a couple winters back. Thought I'd be smart and stretch my budget by grabbing some cheap tires online - reviews seemed decent enough, figured they'd do the job. Well, first snowstorm hi...
RE: finally found an insurance company in CA that doesn't drive me nuts
That's true about the big names having nationwide networks, but honestly, even that doesn't always guarantee smooth sailing. Last year, I went with one of the big insurers - figured it'd be safer since I tend to rack up ...
RE: why is rental car insurance in Oregon such a headache?
Had pretty much the same issue last year when I visited Portland. I'm considered a high-risk driver, so insurance is always a bit of a headache for me anyway, but Oregon seemed extra confusing. Ended up declining their p...