Car insurance discussions and local services.
traveler773099
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RE: Bundling insurance with USAA: worth it or just hype?
Bundling with USAA looked good on paper for me too, but here’s what actually happened: - Initial quote was about 15% less than my separate policies. - Once I added roadside, rental, and tried to cover my bike rack and d...
RE: Do you really need extra insurance for a rental in Montana?
- Had a similar run-in last summer - rental contract specifically excluded “non-paved surfaces.” - Thought I was being smart by declining coverage, but one pothole later, I was out $400 for a tire. - If you’re sticking t...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
- Couldn’t agree more. Price is only half the equation if you’re stuck waiting months for a check. - I actually compared a few of those “low complaint” companies in Kansas. Here’s what I noticed: - Some are pricier, b...
RE: Finding decent car insurance deals on the islands - my step-by-step
Rental coverage is one of those things I always debate, too. Here’s what I’ve noticed: - Most companies do cover a rental, but only if your car’s in the shop for a covered claim - not just a random breakdown. - There’s ...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
- Had the same thought after my last renewal. - 68, clean record, and my “adjustment” was $180 more for the year. - Shopped around, but the “senior discount” is basically a myth in Kansas, far as I can tell. - Trie...
RE: Car insurance in Wyoming: who actually treats you right?
- Totally agree about the records - last year, I had a fender bender and having photos plus every email made the claim process way less stressful. - Bundling didn’t really save me much either, just made billing a bit sim...
RE: Finding decent car insurance in Delaware without losing your mind
- The fine print is ridiculous. Last year, I spent an hour combing through every line of my renewal and found a “policy processing fee” that wasn’t there the year before. Had to argue with two reps to get it taken off - ...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
- Cost is always my first filter, so I’ve done the math on both. AAA’s basic plan is usually $60-70/year, but my insurance tacks roadside on for like $10-15 per six months. That’s a big gap if you’re pinching pennies. - ...
RE: What happens if your rideshare app is between trips and you get into an accident?
- Had a similar run-in last year - literally just sitting in my car, app on, no ride yet. - Regular insurance rep asked if I was “working.” Said yes, and suddenly I’m out of luck. - Rideshare policy only kicked in fo...
RE: What happens if your rideshare app is between trips and you get into an accident?
- Totally get where you’re coming from - those policy endorsements are a maze. - The $2,500 deductible is wild, especially if your car isn’t worth much more than that. - I’ve spent hours comparing policies and it’s h...