traveler52
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RE: Do I really need extra insurance when renting a car in VA?
Honestly, I’m in the same boat - never bought the extra insurance and just relied on my credit card coverage. I did double-check the fine print though, just to make sure it actually covers “loss of use” and stuff like th...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Honestly, I get where you’re coming from about feeling like you’re paying for “old problems,” but I’m not totally convinced that upgrades to drainage and infrastructure make as big a difference to insurance companies as ...
RE: Saving a few bucks on insuring your vintage ride
I get where you’re coming from, but honestly, I’m not sure it’s always worth the effort for everyone. I tried the odometer thing with my daily driver and yeah, it was quick, but then my insurer wanted updated pics every ...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Yeah, I hear you on the “loyalty” thing - my rates actually went up after five years with the same company. I swear, half these discounts are like Easter eggs. I only found out about the low-mileage one because my car wa...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Title: Best ways to snag insurance discounts in Alaska: driving record vs. bundling? Yeah, the animal crossings are no joke - one time I had to stop for a whole herd of caribou at 2am. Totally agree about telematics bei...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, that’s the tricky part - most folks don’t realize “Period 1” only gives you liability, not collision or comprehensive. I’ve heard some personal policies even exclude you if you’re logged into a rideshare app at all...
RE: What happens if your rideshare app is between trips and you get into an accident?
I hear you. I had a similar mess last year when I was between rides on the app and got rear-ended. My personal insurance pointed at the rideshare policy, and the rideshare folks said I wasn’t technically “on trip.” Ended...